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Moped insurance?
http://x404.co.uk/forum/viewtopic.php?f=3&t=2549		 Page 1 of 2
Author:  Linux_User [ Mon Aug 31, 2009 12:36 am ]
Post subject:  Moped insurance?
Does anyone know the *approximate* cost for moped insurance for someone on a provisional licence? I only need a rough figure to work with, so if you know or have done it recently please post an approx. amount it cost you to the nearest £50.
Author:  finlay666 [ Mon Aug 31, 2009 1:02 am ]
Post subject:  Re: Moped insurance?
ebay to find a moped with a visible reg plate then do an online quote yourself?
Author:  big_D [ Mon Aug 31, 2009 4:12 am ]
Post subject:  Re: Moped insurance?
Are you buying new or second hand? Some of the manufacturers, like Suzuki, used to do special deals when buying new. ISTR they were very competitive.
Author:  Linux_User [ Mon Aug 31, 2009 1:05 pm ]
Post subject:  Re: Moped insurance?
finlay666 wrote:
ebay to find a moped with a visible reg plate then do an online quote yourself?


I am not going to fling all my details into insurance websites so I can get hounded about insurance that I don't need. This is for a calculation that will take all of about 5 minutes so an approximate figure from someone's reollection will do fine.
Author:  saspro [ Mon Aug 31, 2009 1:09 pm ]
Post subject:  Re: Moped insurance?
A quick google brings up average TPFT for approx £300 a year, obviously this depends on where you live etc.
If you buy a new moped you usually get the 1st years insurance free of for £100 or so.
Author:  bally199 [ Mon Aug 31, 2009 2:51 pm ]
Post subject:  Re: Moped insurance?
Don't get a moped Jonathon, they don't last 2 minutes. Seriously, most of the bikes we're fixing around this time of year are mopeds. The front suspension drops to bits, they heat-seize up, they go through pistons at a rate of 2 a year.

Try and get something like a Yamaha DT50 or if you're 17/18, a Honda CG125. The CG will last for ever and ever. And then some. And the DT is like a motocross/enduro style bike, and they're pretty quick for what they are. :)

Me, I'm having a road legal pitbike. But I'm ripping the slow 50cc engine out and putting a twin cam 150cc Takegawa engine. 27hp to the back wheel compared to 8 is deffinately for the epic win. :D
Author:  HeatherKay [ Mon Aug 31, 2009 3:11 pm ]
Post subject:  Re: Moped insurance?
bally199 wrote:
The front suspension drops to bits, they heat-seize up, they go through pistons at a rate of 2 a year.


That wouldn't have anything to do with their owners riding them everywhere at full throttle and maximum speed, would it?

:roll:
Author:  bally199 [ Mon Aug 31, 2009 3:35 pm ]
Post subject:  Re: Moped insurance?
HeatherKay wrote:
bally199 wrote:
The front suspension drops to bits, they heat-seize up, they go through pistons at a rate of 2 a year.


That wouldn't have anything to do with their owners riding them everywhere at full throttle and maximum speed, would it?

:roll:


Yeah it would be, because they are sh*t slow, and do 30mph tops. And if you let off the revs a little bit, it's like slamming the brakes on.
Author:  veato [ Mon Aug 31, 2009 5:59 pm ]
Post subject:  Re: Moped insurance?
HeatherKay wrote:
bally199 wrote:
The front suspension drops to bits, they heat-seize up, they go through pistons at a rate of 2 a year.


That wouldn't have anything to do with their owners riding them everywhere at full throttle and maximum speed, would it?

:roll:


Or revving the engine for no apparent reason at traffic lights which as far as I'm aware with an auto clutch/box does nothing but help break things!
Author:  forquare1 [ Mon Aug 31, 2009 6:08 pm ]
Post subject:  Re: Moped insurance?
I have no idea you were talking about the bike-like things...I thought there was something called mop-ed insurance :oops:
It's been puzzling me every time I see the thread...
Author:  Linux_User [ Mon Aug 31, 2009 7:34 pm ]
Post subject:  Re: Moped insurance?
I don't want one, I just need it for some stats I'm collating. :D

I don't like motorbikes, mostly because riding one is so sodding dangerous. I'll stick with cars. ;)
Author:  John_Vella [ Tue Sep 01, 2009 5:55 am ]
Post subject:  Re: Moped insurance?
saspro wrote:
A quick google brings up average TPFT for approx £300 a year, obviously this depends on where you live etc.
If you buy a new moped you usually get the 1st years insurance free of for £100 or so.


Don't those offers usually only apply if the rider has had a full license for so many years? I doubt you'd get free insurance on a provisional.
Author:  pg2114 [ Tue Sep 01, 2009 2:57 pm ]
Post subject:  Re: Moped insurance?
bally199 wrote:
Me, I'm having a road legal pitbike. But I'm ripping the slow 50cc engine out and putting a twin cam 150cc Takegawa engine. 27hp to the back wheel compared to 8 is deffinately for the epic win. :D

I'd love to see your insurance on that ;)

Peter.
Author:  bally199 [ Tue Sep 01, 2009 4:13 pm ]
Post subject:  Re: Moped insurance?
pg2114 wrote:
bally199 wrote:
Me, I'm having a road legal pitbike. But I'm ripping the slow 50cc engine out and putting a twin cam 150cc Takegawa engine. 27hp to the back wheel compared to 8 is deffinately for the epic win. :D

I'd love to see your insurance on that ;)

Peter.


Its called sneaky adaptation :)

Rub the 1 off the 150 on the engine for maximum profit :D
Author:  saspro [ Tue Sep 01, 2009 4:15 pm ]
Post subject:  Re: Moped insurance?
bally199 wrote:
pg2114 wrote:
bally199 wrote:
Me, I'm having a road legal pitbike. But I'm ripping the slow 50cc engine out and putting a twin cam 150cc Takegawa engine. 27hp to the back wheel compared to 8 is deffinately for the epic win. :D

I'd love to see your insurance on that ;)

Peter.


Its called sneaky adaptation :)

Rub the 1 off the 150 on the engine for maximum profit :D



Uninsurable fail. £200 for me to ride that bike
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