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Household Insurance
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Author:  timark_uk [ Fri Aug 31, 2012 11:19 pm ]
Post subject:  Household Insurance

I'm looking purely for contents cover, as I'm renting.
Do insurance companies specifically do just contents cover?
Anyone have any personal recommendations of companies I can get quotes from?

Mark

Author:  tombolt [ Fri Aug 31, 2012 11:26 pm ]
Post subject:  Household Insurance

I've only ever rented, so always had contents only. Check all the major players as most will do it. I'm with the NFU and they are absolutely brilliant. They are far from the cheapest, but worth every penny IMO. Have had three mobiles claimed off them in the last ten years with no quibble.

Author:  finlay666 [ Fri Aug 31, 2012 11:37 pm ]
Post subject:  Re: Household Insurance

Same position (renting)

We got ours through Barclays as we have a LOT of electricals that are covered under it :)
Not had any issue so can't comment on how good the service is though

Author:  l3v1ck [ Fri Aug 31, 2012 11:47 pm ]
Post subject:  Re: Household Insurance

Most insurance companies do.
It's important not to under insure (or you'll be out of pocket if the house burns down) or to over insure (unneccesserily high premiums).
Always read the small print. Some place a limit on electrial items etc even if the total amount insured is higher.

Author:  rustybucket [ Fri Aug 31, 2012 11:56 pm ]
Post subject:  Re: Household Insurance

We use an insurance broker - http://www.trickettsinsurance.co.uk/

I know most of the staff and they're magic.

Author:  steve74 [ Sat Sep 01, 2012 9:09 am ]
Post subject:  Re: Household Insurance

Contents-only Insurance with Kwik-Fit Insurance - The actual renewal price was £74 initially, but they waived their commission after I said I was going to be shopping around this year, so it's dropped to £64 - I'll get the £10 back in 14 days.

(they're just brokers, my actual policy this year is with Royal Sun Alliance, I think)

Author:  onemac [ Sat Sep 01, 2012 9:18 am ]
Post subject:  Re: Household Insurance

Tesco for me (us). Although we own the house the insurance terms and conditions are the same for renting. The big plus for me was that my camera equipment is covered up to £1,500 per item. I queried them and have a letter confirming that if my bag is stolen (even from the car if I'm away from home) and despite the contents being 'joined' together (7D and 100-400mm L lens etc), the items will be looked upon as single items. All this without having to specify items to them beforehand.

Al

Author:  davrosG5 [ Sat Sep 01, 2012 10:04 am ]
Post subject:  Re: Household Insurance

Halifax contents only here.

Author:  timark_uk [ Sat Sep 01, 2012 10:57 am ]
Post subject:  Re: Household Insurance

onemac wrote:
Tesco for me (us). Although we own the house the insurance terms and conditions are the same for renting. The big plus for me was that my camera equipment is covered up to £1,500 per item. I queried them and have a letter confirming that if my bag is stolen (even from the car if I'm away from home) and despite the contents being 'joined' together (7D and 100-400mm L lens etc), the items will be looked upon as single items. All this without having to specify items to them beforehand.
This is interesting, as I was considering that I'd likely need to get separate camera gear insurance.
Thanks everyone for the advice.
I shall be shopping around and getting quotes over the weekend, hopefully.

Mark

Author:  oceanicitl [ Sat Sep 01, 2012 1:44 pm ]
Post subject:  Re: Household Insurance

Last time I was looking Axa were doing good deals

http://axa.co.uk/insurance/home

Author:  oceanicitl [ Sat Sep 01, 2012 1:49 pm ]
Post subject:  Re: Household Insurance

Have you checked out the cash back sites?

http://www.quidco.com/insurance-finance ... insurance/

http://www.topcashback.co.uk/home-insurance/cashback/

Author:  EddArmitage [ Sat Sep 01, 2012 7:33 pm ]
Post subject:  Re: Household Insurance

Ta, Tim.

I'd forgotten to sort out our contents insurance and I have now been paid, so I did that this morning. We ended up with Legal & General.

Author:  timark_uk [ Sat Sep 01, 2012 7:35 pm ]
Post subject:  Re: Household Insurance

EddArmitage wrote:
I'd forgotten to sort out our contents insurance and I have now been paid, so I did that this morning. We ended up with Legal & General.
Cheers, mi dear.
I'll check out Legal & General too.

Mark

Author:  EddArmitage [ Sat Sep 01, 2012 7:42 pm ]
Post subject:  Re: Household Insurance

timark_uk wrote:
EddArmitage wrote:
I'd forgotten to sort out our contents insurance and I have now been paid, so I did that this morning. We ended up with Legal & General.

Cheers, mi dear.
I'll check out Legal & General too.

I used the MoneySavingExpert thingy, which recommended Confused.com for 1-beds like we have, and then Tesco Compare (which came up with diddly squat in terms of quotes).

Author:  timark_uk [ Sat Sep 01, 2012 8:18 pm ]
Post subject:  Re: Household Insurance

How the hell am I supposed to know when the property was built? (8+\

Mark

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