My car insurance went from ~£1200 last year to £607.03 this year.

I'm currently paying around £2000, having moved from a low to a high risk area. I've just gone through a broker and am now being quoted £700. This includes any modifications I may make. Awesome!

Try a new customer quote on swiftcover, I did and it was £100 less than I was currently offered as a renewal price with them.

Haggled and got it down to £20 below that level (from £700 to £580) (as I pointed out I could claim £25 cashback via quidco OR beat that quote if I signed up via a site with them for the same price (I assume they get renewal bonuses so it made a difference))

Tried the usual suspects such as Adrian Flux? Also try Elephant (part of Admiral but they are for different drivers so prices are different)

HSBC also have an offer where they guarantee to beat your renewal by at least 10%
(I wasn't eligible however as apparently I need to be 25 for my car to benefit...an old Honda accord.....)
http://www.hsbc.co.uk/1/2/personal/hsbc ... -insurance

Have you thought about adding an older (pref. female) second driver with 0 accidents or points? I know someone on another forum who added his friend to all his cars (including a ST220 and a 200SX) and brought the price down some more, it's not fronting either (as she will probably never drive it )

Only works with people with 0 points or accidents though, I tried to add my mum (2 accidents, neither her fault) to my policy.... put it up from just under £600 to £1200!!! (Which is why I'm the only one insured on my car )


Used them the past 2 times I have gotten tyres myself, first time was on the Megane and got decent tyres fitted while I was at work down in Reading (not balanced as it was a mobile fitting van so decided against that option the following time)

2nd time they were delivered to my local Kwik Fit/hi-q, got a call when they were ready, took 20 mins tops. The guy said it was great as they don't have to worry about price matching an independent as blackcircles handle it and they just fit them, great service there and a great price on Yokohama's (£50 a corner less than kwik fit/hi-q at the time too!)

Other one I have heard good things about is camcircles, not used them myself

One advantage of owning an older car is Classic insurance. Fully comp, low excess, £255 p/a. And that's with my 6 points, although I'm limited to 6000 miles (there's no way I do more than 100 miles in a week). For my lovely 5.7 litre lady.
Tyres aren't so cheap however...

have you tried esure Paul. I may have already suggested it. If you've got lots of no claims they're generally unbeatable.

what car you got? wtf

Admiral are usually pretty reasonable.

£350 from Hughes.
I'll have to see if my current provider can match or better that.
I can't for the life of me recall how much I paid last year though.

Mark

Scratch that … looking further down the list Admiral quote is £250. (8+0

Mark

Ugh, perhaps not. They want loads of other crap too. *sigh*

Mark

Yes soul of your first born is usually a deal breaker.